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At InvestEd, we offer students three main advantages to address the barriers found in most education financing options:

1. Easily Accessible Funding through a free and convenient online application;
2. Customizable Payment Plans that allow you to pay immediately or after graduation, and;
3. A Fully Digital Coaching Program for borrowers so you can succeed in career and repayment!

At the minimum, you must meet the following requirements to apply for a Student Loan.

•Be a Filipino citizen or resident of the Philippines
•Be at least 18 years old
•Must be in last two years of college
•Must be enrolled in a university in the Philippines

Currently, we can only accommodate loans for college students studying in the Philippines.

Fill out your online application form. If you are qualified for a loan, you will be asked to send documents to prove:

• a. Your current enrolment and academic status
• b. Your address and location
• c. Your Philippine government identity
• d. Identity of loan guarantors

Once a borrower is approved for the InvestEd Student Loan, he/she will automatically be given a partner-coach who will teach him/her important tips and tools to help him/her graduate from college and begin their careers.

InvestEd offers customizable payment plans depending on your needs and financial situation. Our basic plan allows you to begin repayment of your student loan once you have graduated.

However, you and/or your family/guarantors may opt to start paying any time before graduation, to decrease the overall payments you will need to make on your loan. Almost 50% of our borrowers have had repayment adjustments by making advanced payments upon settling into stable employment since this is a proven way to shorten your loan term and/or decrease interest fees.

Our loan officers will initially give you a repayment plan to follow, however, requests for adjustments are always prioritized, to ensure that students do not incur unmanageable debt and accrue interest due to a deferred loan term.